my husband is disabled and I have 2 teenangers and a 7 year old. I work but I get hit with extremely high late fees on all my bills. I can barely feed my kids. I'm so poor that I can't even afford to document my childrens child hood with pictures. Can't afford them. I have never gone on a vacation and I don't see any relief in sight for my family. My husbands illness and my asthma prevents us from enjoying life meds and bills and late feeshave all of our money. I have had my car for 9 years and am driveing on borrowed time. Everyday I have to worry about is this the day I become even poorer when I lose my job cause my car . Just in a bad place. Would appreciate any help.